~ S ~ Start – Over

~ T ~ Trash – Treasure – Transfer

~ R ~ Reason – For Each Item

~ E ~ Everything – In Its Place

~ A ~ All – Surfaces Clear

~ M ~ Modules

~ L ~ Limits

~ I ~ If – One Comes In – One Goes Out

~ N ~ Narrow – It Down

~ E ~ Everyday – Maintenance


~ B-N-I-O-U-W-CMY-H-H-MC-A-BAWYD ~ Being – Near – In – Or – Under – Water – Can Make You – Happier – Healthier – More Connected – And – Better At What You Do

~ BM-AMMSCB-C-P-U-A-ASOGHASWLITM-IIIBWAEAWW ~ Blue Mind – A Mildly Meditative State Characterized By – Calm – Peacefulness – Unity – And – A Sense Of General Happiness And Satisfaction With Life In The Moment – It Is Inspired By Water And Elements Associated With Water

~ OEDVEDWM ~ Our Emotions Drive Virtually Every Decision We Make

~ WMAITM/BL ~ Water Metaphors Abound In The Mind/Brain Literature

~ HSDTTCB-IOCATFCBPATW ~ Humans Seem Drawn To The Color Blue – It’s Overwhelmingly Chosen As Their Favorite Color By People Around The World


~ WHRTEOTLOTDMT-AWHTCSSOPSITEITS ~ We Have Reached The End Of The Line On The Debt-Money Train – And Will Have To Consider Some Sort Of Paradigm Shift If The Economy Is To Survive

~ TPOTUS-LTOTTW-HBHMIDTSTBSOAPIC ~ The People Of The United States – Like Those Of The Third World – Have Become Hopelessly Mired In Debt To Support The Banking System Of A Private International Cartel

~ LIACPAB-WTRCAIBSAWTSWO’C’COCS ~ Local Ineptitude And Corrupt Politicians Are Blamed – When The Real Culprits Are International Banking Speculators Armed With Tsunami-Sized Walls Of – “Credit” – Created On Computer Screens

~ SHBKTBDCANEIASD ~ Speculation Has Been Known To Bring Down Currencies And National Economics In A Single Day

~ TBP-‘S’-GFC-G-TMGCBD-HTDHCTP-AWTDWTM-WNOICTTB-DUTMFTOE-TPWSWTB ~ The Banks Preferred – “Stable” – Governments For Clients – Generally – That Meant Governments Controlled By Dictators – How These Dictators Had Come To Power – And What They Did With The Money – Were Not Of Immediate Concern To The Banks – Dictators Used The Money For Their Own Ends – The People Were Saddled With The Bill

~ TOSTTCI-TG-‘R’-MITS-R-I-F-D-F-GILT-OTSFDBTAC ~ The Only Solution To This Conundrum Is – To Get – “Real” – Money Into The System – Real – Interest-Free – Debt-Free – Government-Issued Legal Tender – Of The Sort First Devised By The American Colonists

~ SNSPTDITOC-IBSBTOG ~ Sovereign Nations Should Pay Their Debts In Their Own Currencies – Issued Greenback-Style By Their Own Governments

~ TBSHBGBIPDAAF-ATFAHSUTRA ~ The Banking System Has Become Gridlocked Because Its Pretended “Derivative” Assets Are Fake – And The Fake Assets Have Swallowed Up The Real Assets

~ IABWDIT1980-WGRWCAISFWBHTBF-B-RACC-AETMTBOTT ~ It All Began With Deregulation In The 1980s – When Government Regulation Was Considered An Irrational Scheme From Which Business Had To Be Freed – But – Regulations Are Criminal Codes – And Eliminating Them Meant Turning Business Over To Thieves

~ GRPTCO’FM’WRV-WTRWE-FMBTOOTD-IMIAVOVCVD-WWOMIOAC ~ Government Regulation Prevented The Creation Of “Funny Money” Without Real Value – When The Regulations Were Eliminate – Funny Money Became The Order Of The Day – It Manifested In A Variety Of Very Complex Vehicles Derivatives – Which Were Often Made Intentionally Obscure And Confusing

~ TIN-M-CB-IB-MF-E-TNDODFIE-TDSTLBOOOE-OF-OF-ONI-OLS-ABSDTPO-IP-DY-AWAOEOTB ~ There Is No – Major – Commercial Bank – Investment Bank – Mutual Fund – Etc. – That Is Not Dependent On Derivatives For Its Existence – These Derivatives Suck The Life’s Blood Out Of Our Economy – Our Farms – Our Factories – Our Nation’s Infrastructure – Our Living Standards – Are Being Sucked Dry To Pay Off – Interest Payments – Dividend Yields – As Well As Other Earnings On The Bubble

~ ITIFS-DIM ~ In Today’s Illusory Financial Scheme – Debt Is Money

~ ITMIKTSFS-TTAETSIATTH ~ If Taxpayer Money Is Keeping The Ship From Sinking – The Taxpayers Are Entitled To Step In And Take The Helm

~ BI-SBTM-CASBMPIOFTBOTT ~ Banking Institutions Supported By Taxpayer Money – Can And Should Be Made Public Institutions Operated For The Benefit Of The Taxpayers

~ TFAAOTB-AATOD? ~ Time For An Audit Of The Banks – And A Tax On Derivatives?

~ EAVMTO-OTOO%-WBDTOITO-ATTBTAR ~ Even A Very Modest Tax Of – One-Tenth Of One Percent – Would Bring Derivative Trades Out Into The Open – Allowing Them To Be Traced And Regulated

~ UR-EINITOTIISM-ASSD ~ Until Recently – Every Industrialized Nation Imposed Taxes On Trades In Its Stock Market – And Several Still Do

~ SMTITOFOGTLET-TGHNRTFOFOGOO-AIIFBETTUATPO ~ Stock Market Trading Is The Only Form Of Gambling That Largely Escapes Taxation – The Government Has No Reason To Favor One Form Of Gambling Over Others – And It Is Far Better Economically To Tax Unproductive Activities Than Productive Ones

~ ADTMDMTJRMFTG-ICAKTDB-SEAVSTLOMTWMTU ~ A Derivative Tax Might Do More Than Just Raise Money For The Government – It Could Actually Kill The Derivatives Business – Since Even A Very Small Tax Leveraged Over Many Trades Would Make Them Unprofitable

~ AIBISADT-NMITE-WBDBOWTDWR ~ Avoid Inflation By Increasing Supply And Demand Together – New Money Into The Economy – Would Be Drawn Back Out When The Debt Was Repaid


~ WHBHB ~ We Have Been Here Before

~ NMHDTLFFOCAA-TAURSWPEFOCAFH-RTAAPIAESTIOGFS-BTRTROFCATBHCWTH ~ No Matter How Different The Latest Financial Frenzy Or Crisis Always Appears – There Are Usually Remarkable Similarities With Past Experience From Other Countries And From History – Recognizing These Analogies And Precedents Is An Essential Step Toward Improving Our Global Financial System – Both To Reduce The Risk Of Future Crisis And To Better Handle Catastrophes When They Happen

~ PMTAE-FTRTPAFOC-EICIWLSTDNTBROC-ITKFTGRTTTTIDS ~ Perhaps More Than Anything Else – Failure To Recognize The Precariousness And Fickleness Of Confidence – Especially In Cases In Which Large Short-Term Debts Need To Be Rolled Over Continuously – Is The Key Factor That Gives Rise To The This-Time-Is-Different Syndrome

~ HI-G-B-O-C-CSTBMRAFAEP-WB-CCLDAACH ~ Highly Indebted – Governments – Banks – Or – Corporations – Can Seem To Be Merrily Rolling Along For An Extended Period – When Bang – Confidence Collapse – Lenders Disappear – And – A Crisis Hits

~ EDNHATGIOWKOESCAOHTCACV ~ Economists Do Not Have A Terribly Good Idea Of What Kinds Of Events Shift Confidence And Of How To Concretely Assess Confidence Vulnerability

~ WODS-A&A-ITHOFC-ITWAAIWTH-IED ~ What One Does See – Again And Again – In The History Of Financial Crises Is That When An Accident Is Waiting To Happen – It Eventually Does

~ BAFMDWTAFBD ~ Bubbles Are Far More Dangerous When They Are Fuelled By Debt

~ TEOTTIDSIS-IIRITFHBTFCA-TTHTOPIOC-AOT-CDNHTU-HAN-WADTTHTOPIOCAOT ~ The Essence Of This Time Is Different Syndrome Is Simple – It Is Rooted In The Firmly Held Belief That Financial Crises Are – Things That Happen To Other People In Other Countries – At Other Times – Crises Do Not Happen To Us – Here And Now

~ WADTB-WAS-WHLFPM ~ We Are Doing Things Better – We Are Smarter – We Have Learned From Past Mistakes

~ TOROVNLA ~ The Old Rules Of Valuation No Longer Apply

~ U-AHLECUBSWIBATEOAFCFMYBCACPACOCTPIO ~ Unfortunately – A Highly Leveraged Economy Can Unwittingly Be Sitting With Its Back At The Edge Of A Financial Cliff For Many Years Before Chance And Circumstance Provoke A Crisis Of Confidence That Pushes It Off

~ SDOEDITNTERITW ~ Serial Default On External Debts Is The Norm Throughout Every Region In The World

~ BCAOABOKOC ~ Banking Crises Are Often Accompanied By Other Kinds Of Crises

~ POHICMHRPIBC ~ Periods Of High International Capital Mobility Have Repeatedly Produced International Banking Crises

~ FLHAINEOTSOTBS-TRIRANS ~ Financial Liberalization Has An Independent Negative Effect On The Stability Of The Banking Sector – This Result Is Robust Across Numerous Specifications

~ FIIAVOTLP ~ Financial Innovation Is A Variant Of The Liberalization Process

~ IICPAIRIRR-FBPTIRD-ASBERRTL ~ International Institutions Can Play An Important Role In Reducing Risk – First By Promoting Transparency In Reporting Data – And Second By Enforcing Regulations Related To Leverage


~ RTONATALFTWI-ATSMINKAHTAODWN-WMCVDIWHC ~ Recognizing That Our Needs And Tastes Are Less Fixed Than We’d Imagined – And That So Much Is Now Known About How To Align Our Desires With Nature – We Might Choose Very Differently If We Had Choice

~ WTWWKWHAE-WEFU-ATWC ~ We Thrive When We Know We Have An Effect – When We Feel Useful – And That We Count

~ DITLCOD ~ Depression Is The Leading Cause Of Disability

~ WMLTAWWBOA-SSOEPIA ~ We’re More Likely To Act When We Believe Others Are – Spread Stories Of Everyday People In Action

~ WHRMPTETRBA ~ We Humans Respond More Powerfully To Emotional Than Reason-Based Appeals

~ S-WCB-S-FOMG-A-NC-WAEDCF-C-E-F-E-M-A-C ~ Sure – We Can Be – Selfish – Fixated On Material Gain – And – Narrowly Competitive – We’ve Also Evolved Deep Capacities For – Cooperation – Empathy – Fairness – Efficacy – Meaning – And – Creativity

~ ESOHA-IR ~ Every Sort Of Human Activity – Involves Rules

~ WCCGR-TTESL ~ We Can Create Good Rules – Those That Effectively Serve Life

~ THOCAPTWMFRPIDS ~ The History Of Corporations Accruing Protections That Were Meant For Real People Is Deadly Serious

~ SIC-IWCOOTPTSDOSA ~ Shared-Interest Capitalism – In Which Corporations Operate On The Premise That Success Depends On Society’s Advancement

~ WCTVWWSAMAWWO-WKUAAMAWWE ~ We Come To Value What We Share As Much As What We Own – Which Keeps Us Alive As Much As What We Exchange

~ TPOCCITPHBIO ~ The Point Of Commons Care Is To Prevent Harm Before It Occurs

~ ‘FJ’-ATTWJALOTTWFU ~ “Future Justice” – Adding To The World’s Jurisprudence A Legal Obligation To Those Who Follow Us

~ ISWPTPOCWFDPDM-AI-ITVOC-‘PHG’~ It Starts With Preventing The Power Of Concentrated Wealth From Distorting Political Decision Making – And Instead – Infusing The Voice Of Citizens – “Publicly Held Government”

~ TMITDMP-TGTAOITGW-AT-T-TBTD ~ The More Inclusive The Decision-Making Process – The Greater The Amount Of Information That Gets Weighed – And Thus – Typically – The Better The Decision

~ DIASWCL ~ Democracy Is A Skill We Can Learn

~ CPCLTTSGOTW ~ Centralized Power Cannot Lead To The Sustained Good Of The Whole

~ TCA-SI-VIS-AC-TSDOTT-DE-CS-AP-OPMA ~ Today’s Crises Are – So Interrelated – Vast In Scope – And Complex – That Solutions Depend On Tapping The – Direct Experience – Common Sense – And Passion – Of People Most Affected


~ IYKWYWYCHI-SYI-FOTO-BCAWYWIL-CMYDCT ~ If You Know What You Want You Can Have It – Setting Your Intent – Focusing On The Outcome – Being Clear About What You Want In Life – Can Make Your Dreams Come True

~ WDYG-DWYWD-ACDTATINRWOWW-BEDID-AISW ~ Write Down Your Goal – Date Whatever You Write Down – Anybody Can Do This And There Is No Right Way Or Wrong Way – Because Everyone Does It Differently – And It Still Works

~ HFYB-PIOPATPOYB-RAS-LAFSOTB-WIDSUTF-TBWSYAKO-I-E-I ~ Help From Your Brain – Putting It On Paper Alerts The Part Of Your Brain – Reticular Activating System – Like A Filtering System Of The Brain – Writing It Down Sets Up The Filter – The Brain Will Send You All Kinds Of – Innovative – Energizing – Ideas

~ YWFTBOTPAIIYDCUWASFRART-TGYIIATCTY-AKOSBFYB-IWSYEM ~ You Will Forget The Best Of The Plans And Ideas If You Don’t Come Up With A System For Recording And Reviewing Them – To Gather Your Ideas Immediately As They Come To You – A Kind Of Suggestion Box For Your Brain – It Will Send You Even More

~ WAFFDOWYWIOWOSYBTIAAY-ARTRI-TMPYCB-TMRYA ~ Writing A Full-Fledged Description Of What You Want Is One Way Of Saying You Believe That It’s Attainable – And You Are Ready To Receive It – The More Precise You Can Be – The More Ready You Are

~ WWIOYM-TTT-WTTRUTF-TBS-IORPTPWYTYHROOIOS ~ Write Whatever Is On Your Mind – Tell The Truth – Writing Through To Resolution Unmasks The Fear – The Best Stuff – Is Often Right Past The Place Where You Think You Have Run Out Of Ideas Or Solutions

~ HDYKFLH?-BFOTDO-WATO ~ How Do You Keep From Losing Heart? – By Focusing On The Desired Outcome – Writing About The Outcome

~ IIUTYTTTPETBWTPYDIW-ATTTFS-EWNE-TIWAH ~ It Is Up To You To Trust The Possibility Enough To Be Willing To Put Your Dream In Writing – And To Take The First Step – Even With No Evidence – That It Will Actually Happen

~ IYASAHWYWIL-DTMSWLMPAAWTSYOAAYA-IIAFTFFWTKIPR ~ If You Are Serious About Having What You Want In Life – Determine To Meet Systematically With Like-Minded People As A Way To Spur You On And Assess Your Advancement – It Is A Fan-To-Fan Forum Where The Key Is Positive Reinforcement

~ (Y)WID-(Y)MIH ~ (You) Write It Down – (You) Make It Happen

~ RHM-WIYLAYR?-BIOSEASE-SWTTGIOOYS-ATKWUYCTTT-WIIAYTRTTNS? ~ Resistance Has Meaning – What In Your Life Are You Resisting? – Blame It On Someone Else And Something Else – Start With That To Get It Out Of Your System – And Then Keep Writing Until You Come To The Truth – What Is It About You That Resists Taking This Next Step?

~ IL-WONTBWTGROTO-TWNLSU-TMRF-TPFTN ~ In Life – We Often Need To Be Willing To Get Rid Of The Old – That Which No Longer Serves Us – To Make Room For – To Prepare For The New

~ GT ~ Give Thanks

~ CATVAGYACTSAHTAY-F-F-A-O-WHMYDAR ~ Celebration Acknowledges The Victory And Gives You A Chance To Stop And Honor Those Around You – Family – Friends – And – Others – Who Helped Make Your Dream A Reality

~ FAPWATBIYL-MIAL-SWTSAO ~ Fill A Page With All The Blessings In Your Life – Make It A Litany – Start With The Small And Obvious

~ WYDCT-C-MTCICAOKTO-ABSTTATWHYOYW ~ When Your Dream Comes True – Celebrate – Make That Celebration Include Conscious Acts Of Kindness Toward Others – And Be Sure To Thank All Those Who Helped You On Your Way

~ WYRTST-WYLYLIASOG-LWPYWEMTFWTBG ~ When You Remember To Say Thanks – When You Live Your Life In A Spirit Of Gratefulness – Life Will Present You With Even More Things For Which To Be Grateful

~ T&ET ~ Thanks And Ever Thanks


~ ASTCTUCRUWC ~ Any Society That Continues To Use Critical Resources Unsustainably Will Collapse

~ PGAOGITROCORCBS ~ Population Growth And/Or Growth In The Rates Of Consumption Of Resources Cannot Be Sustained

~ TUORRMPAARTILTOETTRONR ~ The Use Of Renewable Resources Must Proceed At A Rate That Is Less Than Or Equal To The Rate Of Natural Replenishment

~ TUONRRMPAARTID-ATRODMBGTOETTROD ~ The Use Of Non-Renewable Resources Must Proceed At A Rate That Is Declining – And The Rate Of Decline Must Be Greater Than Or Equal To The Rate Of Depletion

~ SRTSIITEFHABMARHTBF ~ Sustainability Requires That Substances Introduced Into The Environment From Human Activities Be Minimized And Rendered Harmless To Biosphere Functions


~ ISHTSOBEOAN-STICBR-U-T-A-R ~ It Should Have The Structure Our Brains Expect Of A Narrative – So That It Can Be Readily – Understood – Told – And – Retold

~ ISHPAA-DBWTPOCSF-AWTPOCCS-MCWTAR ~ It Should Have Protagonists And Antagonists – Defining Both What The Party Or Candidate Stands For – And What The Party Or Candidate Cannot Stand – Most Centrally What The Antagonists Represent

~ ISBC-RFLOIOITMIPLMFOTIOICAC ~ It Should Be Coherent – Requiring Few Leaps Of Inference Or Imagination To Make Its Plot Line Move Forward Or The Intentions Of Its Central Actors Clear

~ ISHACM(AGSM-WRTTPV) ~ It Should Have A Clear Moral (And Generally Subordinate Morals – Which Refer To The Party’s Values)

~ ISBVAM ~ It Should Be Vivid And Memorable

~ ISBM ~ It Should Be Moving

~ ISHCETARVOP-TMIMAEI ~ It Should Have Central Elements That Are Readily Visualized Or Pictured – To Maximize Its Memorability And Emotional Impact

~ ISBRIP-BSTIIEEASTICARIIA ~ It Should Be Rich In Metaphor – Both So That It Is Emotionally Evocative And So That It Creates And Reinforces Its Intended Analogies

~ ISTEOTOS-IIM-ARTAIO ~ It Should Take Elements Of The Opposition’s Story – Including Its Metaphors – And Recast Them As Its Own

~ F-ITSITPMN-ISBASIFWWTTTC-TCBIIACB-B-ISB-SC-C-A-C-TIMUORAWTTWWTCTITVIE ~ Finally – If The Story Is The Party’s Master Narrative – It Should Be A Story Its Framers Would Want To Tell Their Children – That Could Be Illustrated In A Children’s Book – Because – It Should Be – So Clear – Compelling – And – Central – To Its Members’ Understanding Of Right And Wrong That They Would Want Their Children To Internalize The Values It Embodies


~ MCO-C-N-A-AUTCO ~ Maximize Chance Opportunities – Create – Notice – And – Act Upon The Chance Opportunities

~ HARATL-BOTNE ~ Have A Relaxed Attitude Toward Life – Be Open To New Experiences

~ LTLH-LTGFAHALTDHTMATYL ~ Listen To Lucky Hunches – Listen To Gut Feelings And Hunches And Learn To Determine How They May Apply To Your Life

~ EGF-EOGLATFHFDAA ~ Expect Good Fortune – Expectations Of Good Luck About The Future Help Fulfil Dreams And Ambitions

~ EIWOTBLAS ~ Expect Interactions With Others To Be Lucky And Successful

~ TBLIG-LTLMPALFTOTMBCW ~ Turn Bad Luck Into Good – Learn The Lessons Misfortune Presents And Look For The Opportunities That May Be Contained Within

~ DNDOBL ~ Do Not Dwell On Bad Luck

~ TCSTPMBLITF ~ Take Constructive Steps To Prevent More Bad Luck In The Future

~ BCTAIFW-ITLR-WOFTB ~ Be Convinced That Any Ill Fortune Will – In The Long Run – Work Out For The Best