NAOMI BARON ~ WORDS ONSCREEN ~ 2015

~ EFC-IIOTTLASF-IATA-WEAGFK ~ Ebooks For Children – It Is One Thing To Look At Sales Figures – It’s Another To Ask – Whether Ebooks Are Good For Kids

~ TMTK-TMTR ~ Too Much To Know – Too Much To Read

~ TL;DR – Too Long; Didn’t Read

~ ATWTWDTP-PTTV-LAL-OWIO-TRHS-E-TAOPWII-TLL-HC ~ As They Work Their Way Down The Page – People Tend To View – Less And Less – Of What Is On – The Right-Hand Side – Essentially – They Are Only Processing What Is In – The Lower Left-Hand Corner

~ RSA-80%-OTT-RWIO-TIP ~ Readers Spend About – 80 Percent – Of Their Time – Reading What Is On – The Initial Page

~ YDWTSOCFAWTDPO-AS-T-BR-WB ~ You Don’t Want To Shell Out Cash For A Work That Doesn’t Pan Out – And So – The – Book Review – Was Born

~ Tl;DS – Too Long; Didn’t Scroll

~ WSAECAY ~ What Should An Ebook Cost Anyway?

~ WHTAWCDDEP? ~ What Happens To Authors When Competition Drives Down Ebook Prices?

~ IT-33P-OM-TM-ASE-CW-2/3OAP-TMAPB ~ It Takes – 33 Pounds – Of Minerals – To Make – A Single Ereader Compared With – 2/3 Of A Pound – To Make A Printed Book

~ PAE-R-100K-HOFF-WP-66POCO2-CW-2KH-A-1OOTLIGG-FAB ~ Producing An Ereader – Requires – 100 Kilowatt-Hours Of Fossil Fuels – Which Produce – 66 Pounds Of Co2 – Compared With – 2 Kilowatt-Hours – And – 100 Times Less In Greenhouse Gases – For A Book

~ ‘R’ AE-TEIPM-IGDIPC-OBC-WWAETEHRFT ~ “Recycling” An Ereader – To Extract Its Precious Minerals – Is Generally Done In Poor Countries – Often By Children – Where Workers Are Exposed To Enormous Health Risks From Toxins

~ P-UMCIDD-AARR ~ Paper – Unlike Many Components In Digital Devices – Is A Renewable Resource

~ A-30BWOE-ACWB-DDW-TAEOTOO-30NPP ~ About – 30 Billion Watts Of Electricity – Are Consumed Worldwide By – Digital Data Warehouses – The Approximate Equivalent Of The Output Of – 30 Nuclear Power Plants

~ TJIDSOO-WDROP-IN-OWB-MEF ~ The Jury Is Definitely Still Out On – Whether Digital Reading Or Paper – Is Now – Or Will Become – More Environmentally Friendly

~ PA-TIAL-IAMC-TNOAFPLIAFR ~ Public Access – To Information And Learning – Is A Modern Concept – The Notion Of A Free Public Library Is Also Fairly Recent

~ CB-IYGITTS-YCHTN ~ Centuries Back – If You Gathered In The Town Square – You Could Hear The News

~ MOOC ~ Massive Open Online Courses

~ WCTSSASAFPP ~ We Continue To See Stories About Students And Faculty Preferring Print

~ ASWTDCRITM ~ A Surefire Way To Disrupt Careful Reading Is To Multitask

~ TMPRGF-E-IF ~ The Most Popular Reading Genre For – Ebooks – Is Fiction

~ IADW-OISAQE ~ In A Digital World – Once Is Seen As Quite Enough

~ HSIR? ~ How Social Is Reading?

~ RA-TTWWNAT-WACO ~ Reading Aloud – To Those Who Were Not Able To – Was A Common Occurrence

~ T-TFMOPCTFTPOR-IF-T-FRGOO-AW-A-TBTR-O-A-F ~ Today – The Fast Majority Of People Coming Together For The Purpose Of Reading – In Face-To-Face Reading Groups Or Online – Are Women – And – The Books They’re Reading – Overwhelmingly – Are – Fiction

~ EST-CBU-B-STMTTTW ~ Electronic Search Tools – Can Be Useful – But – Sometimes Take More Time Than They’re Worth

~ SHUA-PIUTL ~ Screens Hastens Us Along – Print Invites Us To Linger

~ HR ~ Hyper Reading

~ SMFAOHC-EC-BL-T-T-A-BC-AMFIVOSN ~ So Many Fundamental Aspects Of Human Communication – Eye Contact – Body Language – Tone – Timbre – And – Bodily Contact – Are Missing From Interactions Via Online Social Networking

~ TIATIO-WHYCDD-RTTWT-HDOTCS ~ There Is Also The Issue Of – Whether Handing Young Children Digital Devices – Rather Than Talking With Them – Hampers Development Of Their Communication Skills

~ CW-RO-P-TTLD-AAR-IEMF ~ Compared With – Reading Onscreen – Print – Tends To Limit Distraction – As A Result – It Encourages Mental Focus

~ MCTBUTDWWAD-EM-AGS ~ Modern Communication Technologies Beckon Us To Drop What We Are Doing – Even Momentarily – And Get Sidetracked

~ Y-WCSHACWSPOC-B-TLOVOIR ~ Yes – We Can Successfully Hold A Conversation While Shelling Peas Or Crocheting – But – The List Of Viable Options Is Restricted

~ ETU-EWU-T-SM-IEAM ~ Experts Tell Us – Even Warn Us – That – Successful Multitasking – Is Essentially A Myth

~ YA-23TML-TCWD-IYAT-TIYN ~ You Are – 23 Times More Likely – To Crash While Driving – If You Are Texting – Than If You’re Not

~ NWSMYPAI-OK-TUTPWD-GTBTSMBA ~ No Wonder So Many Young People Assume It’s – OK – To Use Their Phones While Driving – Given The Behavior They See Modeled By Adults

~ YBOM ~ Your Brain On Multitasking

~ T-DSMMD-‘IUD’-DNMTFC-T-‘IGD-D ~ The – Diagnostic And Statistical Manual Of Mental Disorders – “Internet Use Disorder” – Did Not Make The Final Cut – Though – “Internet Gaming Disorder” – Did

~ OTR-6,000-LIUT-HAETDO-BTEOTT-FC ~ Of The Roughly – 6,000 – Languages In Use Today – Half Are Expected To Die Out – By The End Of The Twenty-First Century

~ WATTMCDTRO?-DF-DS-DT ~ What Are The Three Most Critical Drawbacks To Reading Onscreen? – Distraction First – Distraction Second – Distraction Third

~ SASAYTD-AI;MD-IAIHS ~ Short Attention Span And Yielding To Distraction – Are In; Mental Discipline – Is An Increasingly Hard Sell

NICHOLAS DUNBAR ~ THE DEVIL’S DERIVATIVES ~ 2011

~ RTDIA ~ Ready To Do It Again

~ TBAHFMCTB ~ The Bankers And Hedge Fund Managers Celebrating Their Bonuses

~ TBTMBS ~ The Bets That Made Banking Sexy

~ IWCA-CDS-RTBLT-CM-IR-S-O-C-TDWLT-UFD:TDOLOB-IWABLBIPOSEL-TCOPFRNHAQPTCBTED ~ It Was Called A – Credit Default Swap – Rather Than Being Linked To – Currency Markets – Interest Rates – Stocks – Or – Commodities – These Derivatives Were Linked To – Unmitigated Financial Disaster: The Default Of Loans Or Bonds – It Was A Bit Like Buying Insurance Policy On Someone Else’s Life – The Cost Of Protection From Risk Now Had A Quantifiable Price That Could Be Traded Every Day

~ T-S-S-D-O-H-T-LB ~ The – Sad – Strange – Death – Of – Hate-To-Lose Banking

~ TFAOR ~ The False Apostles Of Rationality

~ BRTMTT ~ Bending Reality To Match The Textbook

~ AD-SHIYL ~ A Derivatives-Shaped Hole In Your Life

~ A-FL-W-PF ~ A – Free Lunch – With – Processed Food

~ TDAEMP ~ The Debt And Equity Morality Play

~ BATG ~ Barbarians Among The Gatekeepers

~ STU ~ Selling The Unsellable

~ RC ~ Regulatory Capture

~ PTB ~ Passing The Bucks

~ ‘SI’/’LD’-’LL’ ~ “Stated Income” / “Limited Documentation” – “Liar Loans”

~ P-T-EL ~ Primed-To-Explode Loans

~ A-BCDS ~ Asset-Backed Credit Default Swaps

~ NINJA ~ No Income / No Job / No Assets

~ TF-SMOTFSWNOACOMA ~ The Full-Scale Meltdown Of The Financial System Was Now Only A Couple Of Months Away

~ BITS ~ Banking In The Shadows

~ T-S-I-WL-R-AM-S-DITE-‘R’-FESOTIP ~ The – Self-Interest – Was Less – Rational – And More – Selfish – Driving Individuals To Extract – “Rent” – From Each Step Of The Innovation Process

~ BBPM ~ Banking By Photocopy Machine

~ TCOASA-H/L/U-O-TBG-TF-WAYU ~ The Consequences Of Allowing Such A – Huge / Leveraged / Unregulated – Off-Track Betting Game – To Flourish – Were As Yet Unimagined

~ PGTB ~ Pop Goes The Bubble

~ MCD ~ Massive Collateral Damage

~ ‘STBYOV…’ ~ “Sorry To Bother You On Vacation…”

~ CITS ~ Cracks In The Street

~ L-A-D-O-PD ~ Life – And – Death – On – Planet Derivative

~ WHBMRBIU-BPHOBODITS-GQTWOU-APU-PD ~ What Had Been Measurable Risk Became Immeasurable Uncertainty – By Pouring Hundreds Of Billions Of Dollars Into The System – Governments Quenched The Wildfire Of Uncertainty – And Propped Up – Planet Derivative

~ JTATOTB ~ Just Throw A Tarp Over The Body

~ ASOILADMAAD-AOTUPUBTG-PFBT ~ A Series Of Increasingly Large And Desperate Merger And Acquisition Deals – All Of Them Ultimately Propped Up By The Government – Paid For By Taxpayers

~ BHMHRC ~ But How Much Has Really Changed?

~ UB ~ Unchastened Banks

~ TM-NCTATBRIB ~ The Multi-Nationals Continue To Argue That Bigger Really Is Better

~ DS(M)U-THITTRATHT-TOIP-TCOC-TUATWOC ~ Derivatives Still (Mostly) Unbound – The Huge Incentives To Take Risks And Then Hedge Them – The Opacity In Pricing – The Contagion Of Collateralization – The Uncertainty About The Web Of Counterparties

~ BB ~ Buyers Beware

RUTH SOUKUP ~ LIVING WELL SPENDING LESS ~ 2014

~ TGLINWWTII-MINE-DYGL ~ The Good Life Is Not What We Think It Is – More Is Never Enough – Define Your Good Life

~ CIAC ~ Contentment Is A Choice

~ KWMM-IIWTDT-WWPRMF? ~ Knowing What Matters Most – If I Were To Die Tomorrow – What Would People Remember Me For?

~ AAOG ~ An Attitude Of Gratitude

~ ET-SFCIASACTSCOTTTCUTS-IMSAFATTTMUFUOLWJDHE ~ Eliminating Temptation – Sometimes Finding Contentment Is As Simple As Choosing To Steer Clear Of The Things That Cause Us To Stumble – It Means Staying Away From All Those Things That Make Us Feel Unworthy Or Like We Just Don’t Have Enough

~ WAHASS-FYSS-WIYP? ~ We All Have A Sweet Spot – Finding Your Sweet Spot – Where Is Your Passion?

~ BWYA-MTMOWYARN ~ Bloom Where You Are – Make The Most Of Where You Are Right Now

~ IOG ~ Identifying Our Gifts

~ WG-CCYL-WTDMTR-A-OTAR-YCIT ~ Written Goals – Can Change Your Life – Writing Them Down Makes Them Real – And – Once They Are Real – You Can’t Ignore Them

~ PYR-BCAYO-GYADD-BDLG-TYP-CA-CYS ~ Planning Your Route – Be Clear About Your Objective – Give Yourself A Due Date – Break Down Large Goals – Track Your Progress – Create Accountability – Celebrate Your Success

~ S-TS-F-L-TG ~ Short-Term Sacrifices – For – Long-Term Gain

~ WAGTS24H ~ We All Get The Same Twenty-Four Hours

~ ETU ~ Eliminating The Unessential

~ LSEMJ ~ Less Stuff Equals More Joy

~ STF-IYTWTLCF-YMSBMS ~ Stop The Flow – If You Truly Want To Live Clutter Free – You Must Stop Buying More Stuff

~ VQOQ ~ Value Quality Over Quantity

~ PYES ~ Purge Your Excess Stuff

~ WNTSLTWTWD ~ We Need To Spend Less Than We Think We Do

~ RTAOL ~ Retail Therapy And Other Lies

~ SIASOM ~ Saving Is A State Of Mind

~ CAB-AST-ARB ~ Creating A Budget – And Sticking To – A Realistic Budget

~ SMOOS-HOA-TIIQSTRHMPEFCB-EOTTWN ~ So Much Of Our Spending – Happens On Autopilot – That It Is Quite Shocking To Realize How Many Possibilities Exist For Cutting Back – Even On Those Things We Need

~ SFTF-SAMFTFINAL;IIAN ~ Saving For The Future – Setting Aside Money For The Future Is Not A Luxury; It Is A Necessity

~STS-S-S-S- ~ Shop The Sales – Stockpile – Stockpile – Stockpile

~ GYO ~ Grow Your Own

~ ACHIAHH ~ A Clean House Is A Happy House

~ TBTILAF ~ The Best Things In Life Are Free

~ NYF ~ Nurturing Your Friendships

~ CC ~ Cultivating Creativity

~ WGMWWG ~ We Get More When We Give